Terms & Conditions

Effective Date: 6 August 2025

1. Introduction & Agreement

Welcome to the website of DM Finance & Consulting Ltd ("we", "us", "our"). These Terms and Conditions govern your use of our website, located at www.dm-consulting.uk (the "Website").

By accessing, Browse, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and to comply with all applicable laws and regulations. If you do not agree to these terms, you must not use this Website.

2. Purpose of the Website

This Website provides general information about our accounting, taxation, and business advisory services. The content is provided for marketing and informational purposes only.

3. No Professional Advice & No Accountant-Client Relationship

The content on this Website, including articles, blog posts, calculators, and FAQs, is for general informational purposes only. It does not constitute professional accounting, tax, financial, or legal advice.

Your use of this Website, including reading its content or using the contact form to make an enquiry, does not establish an accountant-client relationship between you and DM Finance & Consulting Ltd. Such a relationship is only formed after we have expressly agreed in writing to act for you by way of a formal letter of engagement.

You should not act or refrain from acting based on information found on this Website without first seeking professional advice from a qualified and regulated professional who is fully aware of your individual circumstances.

4. Intellectual Property Rights

All content on this Website, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of DM Finance & Consulting Ltd or its content suppliers and is protected by United Kingdom and international copyright laws.

You may view, download, and print pages from the Website for your own personal, non-commercial use, subject to the restrictions set out below and elsewhere in these terms. You must not:

Republish material from this Website.
Sell, rent, or sub-license material from the Website.
Reproduce, duplicate, copy, or otherwise exploit material on our Website for a commercial purpose.
Edit or otherwise modify any material on the Website.

5. Permitted Use

You agree to use this Website only for lawful purposes. You are prohibited from using this Website to post or transmit any unlawful, threatening, libellous, defamatory, obscene, or pornographic material, or any other material that would violate any law.

6. Disclaimers and Limitation of Liability

This Website is provided "as is" and "as available". We make no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, or materials included on it.

While we endeavour to keep the information on this Website up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained herein. Any reliance you place on such information is therefore strictly at your own risk.

To the fullest extent permissible by applicable law, DM Finance & Consulting Ltd disclaims all warranties, express or implied. We will not be liable for any damages of any kind arising from the use of this Website, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

7. Third-Party Links

This Website may contain links to other websites that are not operated by us. We have no control over the content and practices of these third-party sites and cannot accept responsibility or liability for their respective privacy policies or terms. The inclusion of any link does not imply our endorsement of the site.

8. Privacy and Data Protection

Your privacy is important to us. Any personal information you provide to us via this Website (for example, through our contact form) will be handled in accordance with our Privacy Policy. Please review our Privacy Policy, which also governs your visit to our Website, to understand our practices.

9. Amendments to Terms

We reserve the right to amend these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms and Conditions.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us via the details below.